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Go Green with eStatements!! |
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| Checking | Minimum to Open | Monthly Service Charge | Required Minimum Balance to Avoid Service Charge | Minimum Balance Service Charge | Interest Bearing Account |
|---|---|---|---|---|---|
| Free Checking (for more info) |
0.00 | N/A | N/A | N/A | No |
| Checking Plus (for more info) |
100.00 | N/A | 500.00 | 5.00 | Yes |
| Prime Advantage (for more info) |
100.00 | N/A | N/A | N/A | Yes |
| Senior Value (for more info) |
100.00 | N/A | N/A | N/A | Yes |
| PayDay Checking (for more info) |
100.00 | N/A | N/A | N/A | Yes |
| Basic Checking (for more info) |
25.00 | 3.00 | N/A | N/A | No |
| Money Market (for more info) |
2,500.00 | N/A | 1,000.00 | 5.00 | Yes |
| Money Market Advantage (for more info) |
50,000.00 | N/A | 5,000.00 | 10.00 | Yes |
Checking account products offer you the following benefits:
Open a free checking account with these great benefits:
An initial deposit of $100 will open a free checking account with these great benefits:
All of the benefits of Rondout Savings Bank Checking Plus account without the monthly service charge.
Sign up today to have your payroll check directly deposited into your Rondout Savings Bank “Payday” Checking account to receive the following benefits:
Rondout Savings Bank’s “Senior Value Checking Program” offers customers age 62 or older all of our Checking Plus Account benefits plus:
Rondout Savings Bank’s “Prime Advantage Checking Program” offers customers age 50 or older all of our Checking Plus Account benefits plus:
An initial deposit of $25.00 will open a Basic Checking account with these benefits:
*A withdrawal shall be deemed to be made when it is recorded on our books, which is not necessarily the date that you initiated the transaction.
Transfers from a Money Market account to another account at Rondout Savings Bank or to third parties by preauthorized, automatic, or telephonic transfer (including check, draft or debit card) are limited to six per statement cycle.
Transfers from a Money Market account to another account at Rondout Savings Bank or to third parties by preauthorized, automatic, or telephonic transfer (including check, draft or debit card) are limited to six per statement cycle.
If you need to order new checks or want to change your design go to Harland Clarke Check Ordering for more information.
NOTE: If you have not ordered checks or logged in to your Harland account within the past two years, you will need to contact the bank at (845) 331-0073.
| Savings | Minimum to Open | Required Minimum Balance to Avoid Service Charge | Minimum Balance Service Charge | Interest Bearing Account |
|---|---|---|---|---|
| Statement Savings (for more info) |
100.00 | 250.00 | 2.00 | Yes |
| Passbook Savings (for more info) |
100.00 | 250.00 | 2.00 | Yes |
| Certificates of Deposit (for more info) |
Varies | 0.00 | N/A | Yes |
| Club Accounts (for more info) |
1.00 | 0.00 | N/A | Yes |
At Rondout Savings Bank, we offer two convenient and flexible savings accounts. Passbook Savings Accounts and Statement Savings Accounts each offer the following benefits:
In addition to the benefits above a Statement Savings Account offers:
Transfers from a Statement Savings account to another account at Rondout Savings Bank or to third parties by preauthorized, automatic, or telephonic transfer (including check, draft or debit card) are limited to six per statement cycle.
Rondout Savings Bank Certificate of Deposit (CD) accounts are a safe and secure way of earning higher interest rates on funds that you can set aside.
Rondout Savings Bank Individual Retirement Accounts (IRA) offer a vehicle to build substantial retirement funds. IRA contributions may lower your taxable income, reducing your tax liability.
Prepare for the season of shopping by opening a Holiday Club account today.
The FDIC's electronic deposit insurance estimator or EDIE will help you determine which of your accounts are eligible for FDIC insurance and to how much. EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.
EDIE calculates the insurance coverage for Personal Accounts—deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust account, irrevocable trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts—deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts—deposits held by public units such as school districts, cities, municipalities, counties, and states.
To determine the amount of your FDIC insurance coverage, visit the EIDE home page at https://www.fdic.gov/edie/index.html.