Per Loans

Personal

Loans

Auto Loans

Have you finally found the car of your dreams? Let Rondout Savings Bank help you make that dream a reality with our competitive auto loan rates.

When you apply for a loan with Rondout Savings Bank you can be confident that your request will be handled in a timely, professional and accurate manner and all credit decisions are made locally. For more information or to apply, please contact any one of our loan professionals today.

Rondout Savings Bank does offer a .25% rate reduction with an automatic payment set up from an Rondout Savings Bank Checking Account.

Term Interest Rate Annual Percentage Rate (APR) Monthly Payment per $1,000
New Vehicles
36 Months 5.000% 5.000% $29.97
48 Months 5.250% 5.250% $23.14
60 Months 5.325% 5.325% $19.02
72 Months 5.325% 5.325% $16.26
Used Vehicles
36 Months 5.250% 5.250% $30.08
48 Months 5.375% 5.375% $23.20
60 Months 5.500% 5.500% $19.10

Sales tax, registration fees and insurance cannot be financed. A .25% rate discount will be applied for automatic payments made from a Rondout Savings Bank checking account. All rates are subject to change without notice. All loans are subject to credit approval.

Personal Loans

Being able to achieve your dreams and living life to the fullest takes money. Rondout Savings Bank offers a variety of flexible and competitively priced personal loan solutions. We offer flexible terms and repayment options, all of our decisions are made locally and quickly.

Unsecured Personal

Need cash without a hassle? Rondout Savings Bank has a fixed-rate, fixed-term, unsecured installment loan that can be used for any financial need that you might have.

You can also enjoy the convenience of an automatic withdrawl from a Rondout Savings Bank Checking account and receive a discount on your interest rate.

Term Interest Rate Annual Percentage Rate (APR) Monthly Payment per $1,000
Unsecured
24 Months 9.000% 9.000% $45.69
36 Months 9.500% 9.500% $32.03
48 Months 10.00% 10.00% $25.36
60 Months 10.250% 10.250% $21.37

A .25% rate discount will be applied for automatic payments made from a Rondout Savings Bank checking account. All rates are subject to change without notice. All loans are subject to credit approval.

Passbook Savings Loan

With a Rondout Savings Bank Passbook Loan, you can borrow against your savings account or certificate of deposit. The interest rate is low and your account will continue to earn interest.

Overdraft Line of Protection

Worried about high overdraft fees? Let us help. Our personal overdraft line of credit is linked to your Rondout Savings Bank checking account and will automatically cover overdrafts, up to an approved credit limit.