Rondout Savings Bank is celebrating 140 years of excellence. Learn more from the President and CEO James F. Davenport.
At Rondout Savings Bank, we know that buying a home or refinancing a mortgage is one of the biggest decisions that you will ever have to make. That is why we offer a variety of mortgage programs featuring competitive rates, flexible terms and a fast loan processing turn-around time.
If you plan to stay in your home for several years and would like the stability of an interest rate that won’t rise then a Rondout Savings Bank fixed rate is perfect.
If you plan to stay in your home over a shorter period of time or expect your income to rise in a few years, a lower rate Rondout Savings Bank Adjustable Rate
Mortgage might be right for you.
Rondout Savings Bank’s construction loan is a mortgage that funds the construction of your new home in disbursements as work progresses. Once your home is complete your construction loan converts into permanent financing.
Features
If you’re in need of a mortgage larger then $417,000, Rondout Savings Bank offers competitive rates. Please call to inquire about rates.
If you want a smart affordable way to make home improvements, finance a college education, cover emergency expenses, consolidate debt, or meet other financial obligations, a Rondout Savings Bank Home Equity Line might be right for you.
Need more great reasons to choose a Rondout Savings Bank mortgage, please click here to see what sets us apart.
If you want to borrow a lump sum at a fixed rate, to finance a home addition, or make any other major purchases, a Rondout Savings Bank Home Equity Loan is right for you.
* If the loan is satisfied within the first five years of the loan the borrower will have a recapture fee
*Consult your tax advisor about tax deductibility
If you’re in need to buy a new computer, new appliances or any purchase, an Rondout Savings Bank personal loan might fit your needs
When you decide to buy a new or used vehicle, Rondout Savings Bank can help you get the loan that is right for you.
With a Rondout Savings Bank Passbook Loan, you can borrow from your savings account or certificate of deposit. The interest rate is low and your account will continue to earn interest. We offer flexible terms and repayment options.