Auto Loans
Have you finally found the car of your dreams? Let Rondout Savings Bank help you make that dream a reality with our competitive auto loan rates.
When you apply for a loan with Rondout Savings Bank you can be confident that your request will be handled in a timely, professional and accurate manner and all credit decisions are made locally. For more information or to apply, please contact any one of our loan professionals today.
| TERM | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | MONTHLY PAYMENT PER $1,000 |
|---|---|---|---|
| New Vehicles | |||
| 36 Months | 6.125% | 6.125% | $30.48 |
| 48 Months | 6.375% | 6.375% | $23.66 |
| 60 Months | 6.625% | 6.625% | $19.62 |
| 72 Months | 6.875% | 6.875% | $16.99 |
| Used Vehicles | |||
| 36 Months | 6.625% | 6.625% | $30.71 |
| 48 Months | 6.875% | 6.875% | $23.89 |
| 60 Months | 7.375% | 7.375% | $19.98 |
Sales tax, registration fees and insurance cannot be financed. All rates are subject to change without notice. All loans are subject to credit approval.
Personal Loans
Being able to achieve your dreams and living life to the fullest takes money. Rondout Savings Bank offers a variety of flexible and competitively priced personal loan solutions. We offer flexible terms and repayment options, all of our decisions are made locally and quickly.
Unsecured Personal
Need cash without a hassle? Rondout Savings Bank has a fixed-rate, fixed-term, unsecured installment loan that can be used for any financial need that you might have.
Personal Loans
| TERM | INTEREST RATE | ANNUAL PERCENTAGE RATE (APR) | MONTHLY PAYMENT PER $1,000 |
|---|---|---|---|
| Unsecured | |||
| 24 Month | 9.000% | 9.000% | $45.68 |
| 36 Month | 10.000% | 10.000% | $32.27 |
| 48 Month | 11.000% | 11.000% | $25.85 |
| 60 Month | 13.000% | 13.000% | $22.75 |
All rates are subject to change without notice. All loans are subject to credit approval.
Passbook Savings Loan
With a Rondout Savings Bank Passbook Loan, you can borrow against your savings account or certificate of deposit. The interest rate is low and your account will continue to earn interest.
Overdraft Line of Credit
Worried about high overdraft fees? Let us help. Our personal overdraft line of credit is linked to your Rondout Savings Bank checking account and will automatically cover overdrafts, up to an approved credit limit.