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Checking

Report a lost or stolen Debit/ATM Card please call 1 (844) 890-6189. | Routing #221971086 | NMLS #684320

Sunday, September 24 2023

Rondout Savings Bank offers a number of checking products to fit your lifestyle. Many of our personal checking accounts come with a host of free features and benefits to help you keep your financial life on track.


Select the account with the options or services that best meets your needs, its that easy to manage your finances!

 

CHECKING ACCOUNTSINTEREST BEARING ACCOUNTMINIMUM OPEN DEPOSITMINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE CHARGEHOW TO AVOID SERVICE CHARGE
Turn on the Light to Checking No$20.00N/A$4.95More Info
Power AdvantageYes$500.00$1000.00$14.00More Info
Convenient AccessNo $100.00N/A$5.95More Info
PartnershipYes $100.00$1000.00$5.95More Info
StudentNo$25.00N/A$5.95More Info
FreeNo$25.00N/A$0More Info
BasicNo$25.00N/A$3.00More Info

Turn on the Light Checking

This account provides the certainty of a low, flat monthly fee with no overdraft charges or non-sufficient fund (NSF) fees.

Rondout Savings Bank Turn on the Light Checking BankOn Certified 2023-2024 since March 2022 Cities for Financial Empowerment Fund

INTEREST RATE N/A
MINIMUM OPEN DEPOSIT $20.00
MINIMUM BALANCE TO EARN INTEREST N/A
MONTHLY SERVICE CHARGE $4.95
EARLY CLOSE OUT FEE N/A
CREDIT OF INTEREST N/A
STATEMENT Monthly Paper or Electronic

VIEW RATES

 

Power Advantage

Our Power Advantage Checking provides clients with an interest bearing checking account that offers expanded benefits, including the best rates and exclusive discounts.

INTEREST RATE Click here for current rate
MINIMUM OPEN DEPOSIT $500.00
MINIMUM BALANCE TO EARN INTEREST $1000.00
MONTHLY SERVICE CHARGE $14.00
HOW TO AVOID MONTHLY SERVICE CHARGE $50,000 or more in your Power Advantage checking account or $50,000 Combined Balances From:

Aggregate Average Current Month Balance

  • Personal Deposit Accounts

Current Balance

  • Personal Lending Outstanding Balances

15K max contribution from eligible loan balance

OTHER FEES & FEATURES Foreign ATM transactions surcharge rebate up to $10 a month1
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Credited Monthly
STATEMENT Monthly Paper or Electronic

1If above criteria is not met during the cycle period no ATM surcharges will be refunded for the cycle period.

  • Mastercard® Debit Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankFromHome Access
  • Free Standard Check printing
  • 6 Free Stop Payments a year
  • Free Bank Checks, Money Orders, Over the Counter Checks
  • Premium rates on CDs
  • Free Facsimile Services
  • Free Photocopy Service
  • Free or Discounted Safe Deposit Boxes
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates

Convenient Access

With this everyday non-interest bearing checking account, clients can manage their account online and take advantage of the following flexible methods to avoid a monthly service charge.

INTEREST RATE N/A
MINIMUM OPEN DEPOSIT $100.00
MINIMUM BALANCE TO EARN INTEREST N/A
HOW TO AVOID MONTHLY SERVICE CHARGE Enrolled in Online Banking with access 1 time per cycle
And
Enrolled in E-statements
And
Mastercard Debit Card with 5 ATM/POS transactions per cycle
MONTHLY SERVICE CHARGE $5.95
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Non-Interest
STATEMENT Monthly Paper or Electronic
  • Mastercard® Debit Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankfromHome Access
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates

 

Partnership

The Partnership interest bearing checking account offers clients flexible account options that keep up with changing lifestyles.

INTEREST RATE  Click here for current rate
MINIMUM OPEN DEPOSIT $100.00
MINIMUM BALANCE TO EARN INTEREST $1,000.00
HOW TO AVOID MONTHLY SERVICE CHARGE $500 Minimum Daily Balance
or
1 Monthly Direct Deposit per cycle
or
Tax reporting owner must be age 62 or better
MONTHLY SERVICE CHARGE $5.95
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Credited Monthly
STATEMENT Monthly Paper or Electronic
  • Mastercard® Debit Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankFromHome Access
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates

 

Student

Our Student non-interest bearing checking account is a smart choice with no monthly service charge for students age 25 and under who want extra benefits, including more access to their money with up to 4 surcharge rebates per card per month.

INTEREST RATE N/A
MINIMUM OPEN DEPOSIT $25.00
MINIMUM BALANCE TO EARN INTEREST N/A
HOW TO AVOID MONTHLY SERVICE CHARGE Tax reporting owner must be age 25 or under
MONTHLY SERVICE CHARGE $5.95
OTHER FEES & FEATURES Up to 4 surcharge rebates per card per month
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Non-Interest
STATEMENT Monthly Paper or Electronic
  • Mastercard® Debit Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankFromHome Access
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates

 

Free

The non-interest bearing Free Checking Account has no Monthly Service Charge, no Minimum Balance Requirement and no Per Check Charge. Deposits for this account are unlimited with free Direct Deposit. Statements mailed monthly or available quickly and conveniently online with free online banking.

INTEREST RATE N/A
MINIMUM OPEN DEPOSIT $25.00
MINIMUM BALANCE TO EARN INTEREST N/A
MONTHLY SERVICE CHARGE $0
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Non-Interest
STATEMENT Monthly Paper or Electronic
  • Mastercard® Debit Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankFromHome Access
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates

 

Basic

The Basic Checking Account has a low $3.00 Monthly Service Charge and no Minimum Balance Requirement. Clients can write up to 12 Checks Free per Statement Cycle; $.50 each additional check. Deposits for this account are unlimited with free Direct Deposit. Statements mailed monthly or available quickly and conveniently online with free online banking.

INTEREST RATE N/A
MINIMUM OPEN DEPOSIT $25.00
MINIMUM BALANCE TO EARN INTEREST N/A
MONTHLY SERVICE CHARGE $3.00
OTHER FEES & FEATURES Twelve checks posted free per statement cycle. $.50 per check paid in excess of the Twelve. Fees for use of electronic facilities which are not operated by Rondout Savings Bank as follows: Balance Inquiry, withdrawal or transfer between accounts – $1.00 each; Point-of- Sale transactions – $.25 each
EARLY CLOSE OUT FEE $25 fee when account is closed within 90 days of opening
CREDIT OF INTEREST Non-Interest
STATEMENT Monthly Paper or Electronic
  • Mastercard® Check Card availability
  • Free AccountLink Access
  • Free ATM Access at Any of Our ATMs
  • Free ATM use through Allpoint network
  • Free Night Deposit Service
  • Free Notary Service
  • Free Financial Consultation
  • Free Online Access
  • Free Bill Payment through BankFromHome Access
  • Free Informational Seminars
  • Free Mobile Banking
  • View Rates