Commercial Loans

At Rondout Savings Bank, we recognize that your business is unique and we take pride in getting to know you and your business needs. We have a professional, experienced Business Banking team available to provide a variety of competitive and flexible business loan products tailored to meet your specific needs. We offer a wide variety of services with competitive pricing, our decisions are made locally and we respond in a timely, accurate and professional manner.



Meet our Commercial Lending Professionals



Evan Rothfuss

VP, Commercial Loan Officer

Evan Rothfuss joined Rondout Savings Bank in 2014 and has over 10 years of banking experience.  Evan has demonstrated his unwavering commitment to growing business relationships by providing unique and flexible financing solutions.  He is proficient in both Commercial Real Estate Lending and Commercial and Industrial Loans and Lines of Credit.

Evan sits on the board for The Children’s Home of Kingston and volunteers at a multitude of community events to support local not for profits like the American Heart Association’s Heart Walk, Huntington Disease Relief, Leukemia and Lymphoma Society, and the Capital City Rescue Mission.  He is a graduate of the Hudson Valley Pattern for Progress Fellows Program and The Dutchess County Regional Chamber of Commerce Leadership Dutchess program.  He holds a Bachelors in Business Administration from SUNY Geneseo and currently resides in Rhinebeck.

Clarissa Timbrouck

Commercial Relationship Manager

Clarissa Timbrouck has been a lifelong resident of the Hudson Valley,  currently residing in Kingston NY with her wife, son, and dog for the past eight years. Clarissa has been in the banking industry for ten years and with Rondout since 2017. She has worked in retail banking and has been working as the Branch Manager for Rondout Savings Bank’s Uptown location until recently when she was promoted to the commercial lending team as the Commercial Relationship Manager.  She is knowledgeable in providing customers with exceptional service and delivering solutions to help them achieve their financial goals. Clarissa is passionate about learning about local businesses, guiding them through their financial needs and helping them succeed in the community.

Clarissa graduated from Pace University in 2012 earning her bachelors of business administration in marketing and sales. She is an active member of the community serving on the YWCA Board and the YMCA Board including, the Diversity and Inclusion Committee and the Health and Wellness Committee. You can usually find Clarissa out in the community either volunteering or supporting our local businesses.



Commercial Real Estate Mortgages

Obtain financing for owner-occupied or investment commercial real estate. Put our long-time and local experience to work for you.

  • Quick approval process
  • Maturities may be up to 25 years
  • Competitive pricing
  • Life of the loan service from Rondout Savings Bank
  • Automatic payment from a Rondout Savings Bank account available
  • Use funds to purchase, refinance or expand.
  • Local Underwriting and Decision Making
Commercial Mortgages

Whether you are ready to make a purchase, refinance or renovate your existing facility, we have the right Commercial Mortgage solution for you. At Rondout Savings we offer competitive pricing, flexible terms and financing options, together with local decision making. Our Business Banking professionals will be with you throughout the entire mortgage process and are committed to getting it right the first time.

Commercial Construction Loans

Whether you are planning new construction or expanding on your existing real estate, our professional Business Banking team will help you through each phase of the project. Our Commercial Construction Loans can be tailored to your needs. They offer flexible repayment terms and competitive pricing. Because our decisions and disbursements are made locally, your construction projects are our priority!

Business Lines of Credit

Rondout Savings offers you the flexibility you need to operate your business efficiently and effectively every day. Our Business Line of Credit is the solution to short-term working capital needs, inventory financing and any immediate cash flow needs of your business.

This financing solution offers flexible terms and competitive pricing. This Business Line of Credit makes funds available up to a pre-established limit. All decisions are made locally in a professional, timely and accurate manner.

If you are experiencing short-term working capital needs a Business Line of Credit may be the solution.

  • Flexible terms and competitive pricing
  • Revolving Line of Credit with funds available up to a pre-established limit
  • Local Underwriting and Decision Making
  • Easy access to available funds

Business Term Loans

A term loan from Rondout Savings Bank is a convenient financing option that you can use to finance new or used machinery, equipment, leasehold improvements, update your technology and more. We offer a variety of financing terms, competitive pricing, quick turnaround, and credit approval decisions are made locally. Our competitive pricing and flexible repayment terms can help you turn your goals into reality.

Finance long-term working capital or equipment with regular payment terms.

  • Variety of Financing Terms Available
  • Competitive pricing
  • Local Underwriting and Decision Making

SBA Loans

Rondout Savings Bank is proud to be a bank certified to offer Small Business Administration guaranteed financing to our business clients. Our Business Banking professionals are experienced in a variety of SBA programs. Each program has unique benefits to meet your specific needs. Additionally, you will deal directly with your Rondout Savings Business Banker who will support you through the entire loan process.

For more information on SBA financing, please visit

  • Lower down payment requirements.
  • Longer repayment terms.

Business Credit Application Notification and Disclosure

Collection Form Under Amendment to 3 NYCRR 76 Final with Disclosure