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PERSONAL

CDs & IRAs


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Sunday, October 22 2017

Certificates Of Deposit CDs

CDs are an excellent way to earn a higher interest rate on funds that you can set aside. Rondout Savings Bank offers a variety of certificates designed to accommodate particular investment goals. A Rondout Savings Bank Certificate of Deposit account is safe and secure.

FEATURES
  • Terms range from 3 Months to 5 Years
  • Rates are set according to terms
  • A penalty will be imposed for withdrawals in excess of interest earned when made before maturity
  • Interest is compounded daily and credited monthly
  • Interest can be transferred to another account, issued as a check or remain in the CD
  • View Rates
BALANCE REQUIRED TO OPEN ACCOUNTMINIMUM BALANCE REQUIRED TO EARN INTEREST
3 MONTHS$2,500.00$2,500.00
6 MONTHS - 60 MONTHS$500.00$500.00

Individual Retirement Accounts IRAs

Start planning for your retirement years with an Individual Retirement Account. IRAs offer a vehicle to build substantial retirement funds. IRA contributions may lower your taxable income, reducing your tax liability.

FEATURES
  • Terms range from 3 Months to 5 Years
  • A penalty will be imposed for withdrawals in excess of interest earned when made before maturity
  • Interest is compounded daily and credited monthly
  • IRAs are insured by FDIC separately from an individual’s other deposit accounts
  • View Rates
BALANCE REQUIRED TO OPEN ACCOUNTMINIMUM BALANCE REQUIRED TO EARN INTEREST
3 MONTHS$2,500.00$2,500.00
6 MONTHS - 60 MONTHS$500.00$500.00
18 MONTH CLUB$50.00$50.00