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SpanishDeposit Rates
Visit one of our local branches to open your new account today!
Rates as of: Tuesday, September 20th 2022
Checking
| MINIMUM AMOUNT TO OPEN | MINIMUM BALANCE TO EARN APY | APY | INTEREST RATE | |
|---|---|---|---|---|
| Turn on the Light to Checking | $20.00 | N/A | N/A | N/A |
| FREE CHECKING | $25.00 | N/A | N/A | N/A |
| POWER ADVANTAGE | $500.00 | $1,000.00 | 0.25% | 0.25% |
| CONVENIENT ACCESS | $100.00 | N/A | N/A | N/A |
| PARTNERSHIP | $100.00 | $1,000.00 | 0.10% | 0.10% |
| STUDENT | $25.00 | N/A | N/A | N/A |
| BASIC CHECKING | $25.00 | N/A | N/A | N/A |
| BUSINESS CHECKING | $100.00 | N/A | N/A | N/A |
| NOT-FOR-PROFIT CHECKING | $100.00 | $1,000.00 | 0.10% | 0.10% |
Savings
| MINIMUM AMOUNT TO OPEN | MINIMUM BALANCE TO EARN APY | APY | INTEREST RATE | |
|---|---|---|---|---|
| HOLIDAY CLUB | $1.00 | $1.00 | 0.10% | 0.10% |
| PASSBOOK SAVINGS | $100.00 | $10.00 | 0.10% | 0.10% |
| STATEMENT SAVINGS | $100.00 | $10.00 | 0.10% | 0.10% |
| LIGHTHOUSE SAVINGS | $25.00 | $10.00 | 0.10% | 0.10% |
| BUSINESS STATEMENT SAVINGS | $100.00 | $10.00 | 0.10% | 0.10% |
CD Specials
| APY* | Interest Rate | |
|---|---|---|
| 15- Month CD | 2.90% | 2.86% |
| 15-Month CD with Power Advantage Checking** | 3.00% | 2.96% |
| 30 Month CD | 0.60% | 0.60% |
| 30- Month CD with Power Advantage Checking** | 0.70% | 0.70% |
* APY=Annual Percentage Yield. The annual percentage yields are effective as of the publication date and are subject to change. 15-month and 30-month Certificate of Deposit – Minimum deposit to open and earn interest is $500. A penalty may be imposed for early withdrawal. Other terms and conditions may apply. Fees may reduce earnings. FDIC insured.
** Power Advantage Checking – $500 minimum to open and $1000 minimum to earn interest. Power Advantage Checking has a monthly service charge of $14.00 that can be avoided by maintaining a combined balance of $50,000.00 from eligible personal accounts. Rates may change after account opening. Contact an employee for further information about applicable fees and terms.
CDs & IRAs
| MINIMUM AMOUNT TO OPEN | MINIMUM BALANCE TO EARN APY | APY | INTEREST RATE | |
|---|---|---|---|---|
| 3 MONTH | $2,500.00 | $2,500.00 | 0.10% | 0.10% |
| 5 MONTH | $500.00 | $500.00 | 0.10% | 0.10% |
| 6 MONTH | $500.00 | $500.00 | 0.15% | 0.15% |
| 12 MONTH | $500.00 | $500.00 | 0.25% | 0.25% |
| 18 MONTH | $500.00 | $500.00 | 0.30% | 0.30% |
| 18 MONTH IRA CLUB | $50.00 | $50.00 | 0.30% | 0.30% |
| 24 MONTH RISING | $500.00 | $500.00 | 0.50% | 0.50% |
| 36 MONTH | $500.00 | $500.00 | 0.60% | 0.60% |
| 48 MONTH | $500.00 | $500.00 | 0.65% | 0.65% |
| 60 MONTH | $500.00 | $500.00 | 0.75% | 0.75% |
Money Market
| MINIMUM AMOUNT TO OPEN | MINIMUM BALANCE TO EARN APY | APY | INTEREST RATE | |
|---|---|---|---|---|
| BUSINESS MONEY MARKET | $2,500 | $2,500 - 49,999.99 | 0.15% | 0.15% |
| $50,000 - $99,999.99 | 0.25% | 0.25% | ||
| $100,000 - $249,999.99 | 0.34% | 0.34% | ||
| $250,000 - $499,999.99 | 0.44% | 0.44% | ||
| $500,000 + | 0.49% | 0.49% | ||
| MONEY MARKET ADVANTAGE | $50,000.00 (New Money) | $2,500 - 49,999.99 | 0.15% | 0.15% |
| $50,000 - $99,999.99 | 0.25% | 0.25% | ||
| $100,000 - $249,999.99 | 0.34% | 0.34% | ||
| $250,000 - $499,999.99 | 0.44% | 0.44% | ||
| $500,000 + | 0.49% | 0.49% | ||
| MONEY MARKET | $2,500.00 | $250.00 | 0.26% | 0.26% |
APY=Annual Percentage Yield. All Checking and Savings rates are variable and subject to change. Interest compounds daily if applicable. Rates may change after account opening. All CD’s are compounded daily and credited monthly. Fees may reduce earnings. Penalties for early CD withdrawals may apply.